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Comp plans, processing, payroll, lender access and production per loan officer, side by side with the companies you're weighing.
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Future vs
Formerly NEXA Mortgage (renamed 2025). Mortgage broker plus a non-delegated correspondent channel.
Comp plan
$895 per loan + $750 in-house processingOn a $500K loan: $1,645 (same on any loan size)
25 bps + 12% per loanOn a $500K loan: ≈ $2,900 ($1,250 + 12% of 275 bps comp)
Tech fee
Free
$150+
Processing in-house
YesIn-house team plus AI agents, $750 per loan
NoContract processing
Additional support
In-house processing, free compliance stacking and Agentic Loan Orchestration on every file
Offshore support team
Complimentary marketing
YesIn-house branding
No
Payroll timing
Weekly, every Friday
No fixed schedule
Self-stacking to get paid
NoWe stack every file for compliance, free
YesLOs stack their own compliance docs before payout
HELOCs
Yes
Yes
HELOANs
Yes
Yes
Loans per LO per month
3.05Last month: 61 loans ($27M) ÷ 20 LOs
≈ 0.5Last month: 2,161 loans ($750M) ÷ 4,383 LOs
Licensed in
11 states1 more pending
49 states
Competitor details come from each company's public website, NMLS data, filings and trade press (linked where shown) and from Future's own market research, as of October 2026, and may have changed since. “Not published” means we couldn't find a public source. Company names and trademarks belong to their owners; no affiliation or endorsement is implied. Spot something out of date? Email customercare@futuremortgage.com.
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