The Legal Stuff.

Rates and fees displayed above are for informational purposes only and are subject to change without notice. The APRs listed above are estimates and do not include all applicable fees. The one-time costs shown include points/credits and lender fees. Third party fees, escrow deposits, pre-paid interest and other changes may also be required depending on your situation. Monthly payments shown do not include taxes, homeowners insurance premiums or mortgage insurance premiums. Your actual monthly housing expenses will be higher. We don't yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. This does not constitute a credit decision or commitment to lend. Loan approval is subject to Underwriting review: not everyone who applies will be approved. These numbers also assume: closing costs are paid out of pocket, debt-to-income ratio is below 35% and no mortgage insurance is required.