We'll help you find a lower rate!


We take the guesswork out of knowing when to refinance by Alerting you with Live Rates so you can rest assured knowing when it's an optimal time to refinance. Most homeowners will refinance their mortgage every 7 years. That can mean thousands in lender fees every time. That's where the Future Mortgage Rate Protection Guarantee can give you a huge advantage. After you finance with us the first time, we'll waive our lender fees when you refinance your home with Future Mortgage in the future. Call us now and let's talk refinance.

Disclosure: The Lifetime Rate Protection Guarantee will be treated as a mortgage loan refinance transaction and must meet current underwriting guidelines. Not all loans will be approved. The loan will be locked for a 30-day period and may be subjected to lock extension costs or re-pricing. All final rate calculations can be sent to you in writing. Optimum First Inc. reserves the right to amend the terms of this guarantee at any time.