Finance with us once and never pay lender fees again on future refinances* Most homeowners will refinance their mortgage multiple times over the term of the loan. That can mean thousands in lender and appraisal fees every time. That's where Future Mortgage's Lifetime Guarantee can give you a huge advantage. After you finance with us the first time, we'll waive our lender fees and reimburse your appraisal fee when you refinance your home with Future Mortgage. Your Lifetime Guarantee is just one of the ways we're working to be your first choice for refinancing.
* Future Mortgage Lifetime Guarantee ("Guarantee") - Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by Future Mortgage that is secured by the same property upon which that borrower previously received from Future Mortgage a loan. The Guarantee is non-transferable and does not apply to loans obtained to purchase a new property, new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs and down payment assistance programs. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree). The Guarantee may only be used by submitting an application directly to Future Mortgage. For Guarantees issued on or after January 1, 2019, the Guarantee may not be redeemed within 7 calendar months from when the original loan was funded with Future Mortgage. The ability to redeem the Guarantee in part or in whole also is subject to future changes in Federal or state law, or investor or guarantor restrictions on refinancing the existing loan. Future Mortgage cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. For future loans meeting the above requirements and which are successfully closed, the appraisal fee will be reimbursed at the closing of the loan transaction and no lender fees will be charged. “Lender fees” do not include discount points associated with the loan transaction. “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). Terms and conditions are subject to change without notice. Future applicants must contact Future Mortgage directly via email at email@example.com to qualify for the Guarantee. Applying for a Future Mortgage loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee.